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Worksheet 1
Monthly Income (before taxes)
    Borrower   Co-Borrower   Total
Base Employment
income
$ _______ $ _______ $ _______
Overtime   _______   _______   _______
Commissions   _______   _______   _______
Interest/dividends   _______   _______   _______
Other   _______   _______   _______
Total monthly income $ _______
Monthly Payments on Existing Obligations
Automobile loan   _______   _______   _______
Student loan   _______   _______   _______
Credit cards   _______   _______   _______
Alimony, etc.   _______   _______   _______
Other   _______   _______   _______
Total monthly payments $ _______
Monthly Housing Expense for New Loan
Mortgage payment (principal & interest) _______
Real estate taxes _______
Insurance premiums _______
Total monthly housing expense $ _______