Disabilities can be devastating to the
security of a family. You could be unable to
work for a very long time. Not only that,
you may lose the ability to earn income. How
will you provide for yourself and your
family? Living expenses don't cease. They
may even rise for a number of reasons. You
may need help around the houses which will
mean having to hire someone or the medical
expenses might be higher.
That is where disability income insurance comes in. It is designed to help you
maintain your standard of living if you become unable to work. If you don't have
enough in savings or assets to cover your expenses, there could be trouble. Just
about anyone who works can use disability insurance. Actually single people
probably have a greater need for this type of insurance because they don't have
another income that they can fall back on in the event of a tragedy. Of
course, married people usually have higher expenses, so they can't imagine
getting by on single income if they are used to both spouses working.
